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This SeniorArk.com Home Page  is one of the most valuable pages a Senior can read daily.



is a free, volunteer site, BY SENIORS, FOR  SENIORS.  But you may find that our Senior survival tips have considerable value for children of
all ages. We are not a dead, static senior citizen site, but are updated
EVERY DAY, including most holidays. SeniorARK was begun in November, 2005. By February 2016 we are only completing the foundation, yet we already receive over 100,000 visits per month from inquiring, and sharing, Seniors. (165,581 in a recent month, over 7 million in total) You have created hundreds of pages, chock full of over 4,999 links, tips, and other resources to help our generation cope with the inevitable challenges that come in retirement.

We believe that surviving in retirement does not rely on one "silver bullet", but instead is the result of doing many things a little better. As we share our tips and information with each other, we can build a sturdy SeniorARK for everyone. By its nature, SeniorARK will always be under construction.  Please be one of the Senior builders of SeniorARK by your sharing.


Remember: AMATEURS  built the ARK--- PROFESSIONALS  built the TITANIC.





We have always had an EDITOR'S page with an explanation of how and why this site was begun. But now, in addition, we will produce a special EDITOR'S "DAILY" COMMENT. On that page you may find timely information on anything from a threat to Social Security or Medicare, to how our editor is feeling today, or how the weather is developing around our headquarters, or why we support a critical upcoming vote in Congress.

We hope you will make the page a part of your daily online activity. We will change the comment every 2 to 3 days. There will be important links to information on your health, Medicare, Social Security, money, and much more. A special email address will be provided for your important feedback. And we encourage your feedback. Plug in and become an empowered Senior!










Flu shots for adults under 65 may boost protection for seniors

Reuters Health - The Centers for Disease Control and Prevention (CDC) recommend an annual flu shot for everyone aged six months or older, with rare exceptions. Nearly 24,000 deaths each year in the U.S., on average, are the result of influenza, CDC estimates.

Nearly two-thirds of hospitalizations for influenza-related illnesses and about 90 percent of flu-related deaths occur among people 65 or older, according to the agency.



The MEDICARE PART D prescription plan was passed by a Republican Congress, and signed by George W Bush in 2006. Part of this bill FORBIDS MEDICARE from negotiating with drug companies for bulk lower prices. This was done as an outright gift to drug manufacturers, causing the U.S, government to pay exorbitant prices for medications. As a result, manufacturers are raising prices, even on generics, to dizzying levels. The Canadian medical system negotiates with these very same manufacturers for prices that are sometimes 1/5 what Medicare pays for the very same drugs. The VA negotiates. Your tax dollars and Medicare are paying perhaps hundreds of billions of $$$$$ in overcharges for these MEDICARE drugs.
Refuse to have your tax and Medicare dollars wasted on these exorbitant overcharges. Call you Senators and Congressman now. Tell them that MEDICARE should be allowed to negotiate for better drug prices just like any huge business can.



10 Ways Technology Could Change Aging In The Next 10 Years


GOP to offer budget with Medicare, food stamp cuts
Republicans now in charge of Congress offer their budget blueprint this week

major programs such as food stamps and Medicare.


Obama administration seeks to negotiate Medicare drug prices


The Obama administration said on Monday it would seek authority to negotiate prices for high-cost drugs under the government's Medicare Part D program, which offers private drug coverage for senior citizens and the disabled. Congress prohibited Medicare from negotiating directly with drug companies in 2003 when it created Part D under then-President George W. Bush. (This is a change that SeniorArk.com has been calling for ever since the Part D Prescription Drug program passed. Drug manufacturers pressured lawmakers to forbid Medicare from negotiating quantity discounts like the VA does. A change will require Congressional approval. The authority to negotiate should be expanded to all purchased drugs, not just the outrageously expensive. It would save Seniors, AND TAXPAYERS,  $$$Billions. Email your Senators and Congressman today.)





House GOP Forcing 2016 Debate on Social Security's Finances

ABC News

House Republicans want Congress to address the troubled finances of Social Security's disability program, setting the stage for a contentious debate that could affect 11 million people in the middle of the next presidential campaign.




Over 400 Seniors are killed by guns in America - - - - EVERY MONTH! - - - - 13 EVERY DAY!





There may come a time when a nursing home is the only option. If that day hasnít come, however, there are other options you can consider that will help ease medical and financial burdens while allowing you or your aging loved one to retain independence by living at home or near family members. There is support in your community and adjustments you can make at home. Here are some examples: (click blue link above)




Medicare recipients asked to fight fraud

The Centers for Medicare and Medicaid Services estimates that Medicare, the health care program for seniors, and Medicaid could be losing as much as $70 billion to criminal fraud, waste and abuse each year. That amount is unacceptable for Harold ...
Seniors can be of great help in saving money for our health system by reporting FRAUD.

WHAT IS MEDICARE FRAUD? Fraud occurs when someone intentionally falsifies information or deceives Medicare. Abuse occurs when doctors or suppliers donít follow good medical practices, resulting in unnecessary costs to Medicare, improper payment, or services that arenít medically necessary. A complaint about the quality of care you got from a doctor, hospital, or other provider or facility is not considered fraud or abuse. If you have a complaint about your quality of care, please click here.

Examples of possible Medicare fraud are:

---A healthcare provider bills Medicare for services you never got.

---A supplier bills Medicare for equipment you never got.

---Someone uses another personís Medicare card to get medical care or equipment.

---Someone bills Medicare for home medical equipment after it has been returned.

---A company offers a Medicare drug plan that hasnít been approved by Medicare.

---A company uses false information to mislead you into joining a Medicare plan.

Read complete Medicare article on Preventing Medicare Fraud and Abuse


Seniors, always remember, if you are EVER in need of ANYTHING,   

email: seniorark@aol.com   We may not be able to help, but we WILL TRY.

And we WILL answer your email. Email us--we want to be bothered.



A powerful solar storm set to slam Earth today will make for stunning views of the Northern Lights just before New Year's Eve. The National Oceanic and Atmospheric Administration's Space Weather Prediction Center said the "strong" storm could allow the Northern Lights to dip as far south as Oregon and Illinois.


Depletion of tropical fish from the waters around Hawaii is doing great harm to the reefs. Coral depends on algae-eating fish for their survival. The absence of fish, along with warming water, is killing the coral. Hawaii is the biggest provider of fish for the US aquarium trade, with hundreds of thousands of fish shipped to the mainland to be sold in pet stores. Seventy percent of aquarium fish caught statewide come from the Kona coast.


In a stinging rebuke to Israel, the European Union insisted recently that some goods produced on land seized from Palestinians must be labeled ďmade in settlements,Ē a mandate that added to Israelís deep unease over a growing international boycott.

Israel has been routinely stealing land from Palestinians and building new villages to house Jews. Most of the world, including the United States and the U.N., have declared these thefts and rebuilding as illegal, but then nothing is done. The EU action today is a step in the right direction, saying that products made in these illegal settlements should not be bought by the world.



Senior Tips Links -  Fun - Humor

 Videos  -  Adventure


20 TOP Weekly Travel Deals (updated every Wed PM)

Over 4,999  Senior Citizens Links

 Links to 33 Major News Sources, plus

Today's Senior  Health and World News 

The most complete current news on Medicare and

Social Security that you will find---ANYWHERE!

Huge Caregiver Resource


57 Hobby Tips and Ideas for Seniors

Senior Inspirational Messages 

This Week: ""Be Anxious for Nothing"" 

  Hundreds of pages, growing daily.

       Chock full of information for Senior survival and fun in retirement.


       H: humor  U: updated  P: Pictures

     Is it the FLU or a COMMON COLD?
    26 Happiest Animals in the World  (humor)
    102 Things Not To Do if You Hate Taxes
    Laugh at Crazy Product Labels
    Those Crazy Mailboxes (such imagination!)
    Finding Winter Light    when the days shorten
    10 Social Security Facts You Need to Know
    Find New Life! - Beat Your Addiction - Today!
    Why I should write a daily gratitude list
    SeniorArk Editor's Daily Comment Page










  Funny Stuff Seen on Signs - Have a Laugh
  Funny Double-Takes- WHAT was THAT?  H, U, P
  SeniorArk needs your advice  U
  Stretch you Prescription Drug Benefit
  Save Your Life - - Get a Carbon Monoxide Alarm
  The New Retirement Mecca. WHY?  U
  U.S. # 41 in Life Expectancy U
  Do-It-Yourself Home Energy Audit
  Top 10 health mistakes made by Seniors
  Change those smoke detector batteries NOW

  Wholesale Natural Gas at multi-year low.

   Why are you not benefiting???  U

  Retire to great town for less than $50,000

 Eastern Standard Time>>

MiamiPittsburgh Atlanta,

BangorNew York, Quebec, Toronto, HavanaColumbia, Peru, Jamaica, Boston Detroit, Louisville, Washington, D.C. 

New Castle, PA


See your sunrise-sunset

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    At 92 she beat stage IV cancer

Her Oncologist gave her little hope for recovery, but  the cancer vanished. Was it God, the doctor, resveratrol or carboplatin? You tell me.

A story of great hope for all who are fighting this terrible affliction.


    94 Ways to Save Money on Utilities TODAY

     LATEST Medicare and  part "D" NEWS

     Major Health News Section

    Our daily search on the web for the

           latest news of value to seniors

     Avoid medication errors

     Housing on Less than a Shoestring

     15 Bohemian Bargain Cities - Forbes

    Survive a fall into the "doughnut hole"      

    Senior Citizen Help with utilities

     PART D - total 2010 information

    10 ways to get a reduction on your real

           estate tax

    Seniors need a decent COMPUTER 

     Read why you will want to print a free:

          *Personal Medical Organizer

         *Prescription Organizer  

     LIHEAP Home Energy Saving Tips  and for more

       savings see  Senior Utilities Tips


     Fighting Cancer: Is this a Miracle Substance?


    SeniorArk needs your advice today 



TODAY'S IMPORTANT NUMBERS  -   Wednesday July 06, 2016 *********************************************

* 40% - Americans throw away 40% of food every year, worth $165 Billion. Could feed at least 75,000,000 humans.

* 3 - Most abundant elements in known universe: hydrogen, helium, oxygen. (BBC News, Science and Environment)

* 3,000 Approximate number of people killed by terrorists on 9/11/2001

* 440,000 -  Approximate number of Americans killed BY GUNS, BY EACH OTHER, AT HOME, since 9-11-01 

* 37 Days - Time it takes for 3,000 Americans to be killed by guns.

* 1 - There is only one way to say RE-COG-NIZE. Reconize does not exist.

* 1 - There is only one way to say NU-CLE-AR. Nucular does not exist.

*  #1 offender - Wal-Mart is #1 with employees receiving state-funded health care in every state that released the data.

* 70% - Of all products sold at Wal-Mart are imported from China, the largest Communist country in the world.

* 17.4 million. American homes that have difficulty putting food on the table every day.

* 46 million - Americans living in poverty.

* 40 - American billionaires who have agreed to donate half their fortunes to charity

* 12,000 - Number of boomers who begin collecting Social Security every day

* All but 4 - Number of Republican Representatives who voted to replace Medicare with a voucher instead in 2011.

* 0 - Number of Democrats who voted to replace Medicare with a voucher instead.

* 3,000,000 - Soft drink vending machines in the U.S. One for every 100 people.

* 237 - Miles the average European walks per year

* 87 - Miles the average American walks per year

* 87 - Number of Americans who die from a gun EVERY DAY.

* 27% - Gift cards never redeemed in the U.S.. Over $8 Billion worth of gift cards were never used from 2006.

* $800 - $1000 per MONTH. Amount Medicare Advantage insurers are paid by Medicare for your care.

* $772,000,000 - Amount AARP was paid by health insurance companies in 2008. Beware their opinions on this subject.

2.1 - USA spends $2.1 trillion/year on health care. Double per person spent in any other country.

50 million - # of Americans on government-run health insurance - It's called Medicare! It works...very well!

49 - years Medicare has served the needs of America's Seniors - July 30, 2014 > 49th birthday

* 43rd - U.S. life expectancy - 42 nations are higher. We wonder why this is so if we have best  healthcare system.



Do you know there are now 9 news sections on www.seniorark.com?

Volunteers scour the web EVERY DAY to find the most important and interesting articles for Seniors


Primary News Sections

    The Home Page you are now viewing, for the very latest news for Seniors

    The "News" page for today's news on health and other items of interest

    Up-to-date news on Medicare, including Part D information (last section)

    Up-to-date news on Social Security, including other pension related news (last section)

    News on Senior Health Issues, (last section), older than the current "news" page

Archived News Sections - Articles you remember reading somewhere, but can no longer find.

    Hot News items that have been moved very recently from the page you are now reading

    Older Medicare News

    Older Health Articles with summary

    Older Health Articles listed, without a summary


**15 ways to survive a fall into that dreaded abyss**

July 06, 2016 

Yes,  Part  "D" is a bizarre system, crafted by a slight-of-hand Congress,  mostly  written by the  drug  and  insurance companies.  It can be overwhelming to the Senior who needs more than a minimal amount of medication each year. But do not despair. There are specific things you can do today to survive this convoluted program, and the doughnut hole at its center. Read Complete Article

Also, what you do today can slow, or prevent, a fall into the doughnut (donut) hole. See: Surviving Medicare Part "D". 



The Centers for Medicare & Medicaid Services and the Congressional Budget Office have estimated, respectively, that about 2.6 million to over 4 million individuals who may qualify for the Medicare prescription drug low-income subsidy are not receiving it. Various barriers, such as reluctance to disclose personal financial information or lack of knowledge of the subsidy, may prevent potentially eligible Medicare beneficiaries from applying for the subsidy. To view the highlights of the report, go to: http://www.gao.gov/highlights/d08812thigh.pdf.

To see if you qualify, or to apply, go to: http://www.socialsecurity.gov/prescriptionhelp/




SeniorArk FunSpot  

Updated:  07/06/2016   Also, enjoy our massive: "just for fun" , "humor", "photos" sections


For more, go to:  Fun Pages, or Humor Pages, or Funny Images , or Funny Videos










Same to you buddy!

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