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WHY THERE MUST BE A GOVERNMENT OPTION WITH UNIVERSAL HEALTHCARE

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By: Robert Fassbach, editor, www.SeniorArk.com  

June 17, 2009  This morning on MSNBC I heard Rep. Eric Cantor (R-VA) discussing the Republican view of universal healthcare. (Truth be known, I feel that the Republican view is really that we don't need universal healthcare, but the pressure for it has grown, and they can no longer avoid addressing it.) Mr. Cantor stated that the model for universal coverage should be patterned after Medicare Part "D". Under that program, Seniors' prescription drug coverage was turned over to insurance companies. The result has been confusion, deception, extreme expense, and ever-shrinking coverage. Part "D" needs a competing government option to set the standard for other insurers, and so does universal healthcare.

We are hearing the tired old question being asked again: "Who do you want to make decisions on your health; your doctor or the government?" The question is a lie. The true question is this: "Who do you prefer to make decisions on your health; a for-profit company, or a government system?" If you have health insurance today, your doctor makes the decisions only allowed by your insurer. Your insurer is a for-profit company with shareholders. The mandate of executives in for-profit companies is to sell as much of their product as possible, while spending as little as possible. The result is higher profits for the shareholders. If corners can be cut, or service denied--without otherwise harming the company's image--they will do it. If a policy can be sold that confuses the consumer, and saves money for the company, they will do it. If you become "unprofitable" for them, they will try to withhold treatment, or drop you completely. So a constant tension exists between doctors and insurers, and between patients and insurers.

A government option can temper the abuses of for-profit insurers. If insurers know that their customers have the freedom to choose a government Medicare-type program to administer their healthcare, it can make them a lot more responsive to the real needs of patients. If the government plan is the real anti-treatment boogieman, as insurers would have you believe, then consumers would have the option to leave the government plan and return to a for-profit insurer. The the truth will be told, as to which entity you want to make decisions on your health.

Insurers, doctors, and Republicans vehemently opposed the establishment of Medicare the the 1960's. It passed anyway. The result has been a quality, reliable, consistent program of healthcare for Seniors in America. The terror of facing old age without coverage ended. Life quality for Seniors has improved. Burdens on their children have been reduced.

It is time for doctors in our country to look again at their mission "First, do no harm", and find a way to insure EVERY American. Otherwise they turn their backs of 40-70,00,000 of our people, allowing them to suffer great harm without coverage.

It is time for Republicans to move past the "Our people already have insurance", and "It's our people who sell the insurance",  attitude, and start representing ALL of the people.

It's time for insurers to drop the fear tactics, making the government the monster who is about to strike. Surely you can provide a service at a reasonable price that can compete with that awful government--you know with all of its inefficiencies, restrictions, and bureaucracy.

It's time for Democrats to get a spine, and stop trembling at the lobbyists who hover outside their offices. Where are the real statesmen who are willing to lose the next election for the benefit of their people? We supporters are watching you.

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