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Committing to the wrong Part D Plan for the next year could be a costly and tragic error. Are you sure you will have the best 2009 Part D Plan for your area, at the best price, and one that best meets your prescription needs? Medicare is making available a tool that will help you to know for sure. It will enable you to see the best plan, for the best price, that meets your unique prescription needs in your area. SeniorArk is proud to present links to this tool to help you find your way through the maze of Part D. As the editor of SeniorArk.com, I work with Part D information every day, and I'm not sure I will have the best 2009 Plan until I use Medicare's tool.  Use this tool now at Medicare-Part D Plan-Finder

Some Part D enrollment tips

 

Two Articles on this subject below:

Medicare-Run Rx Drug Plan Proposed

Bill Would Create Nationwide Government Drug Plan Alongside Existing Part D Options

By Todd Zwillich
WebMD Medical News
Reviewed by Louise Chang, MD
 

Seniors would have the option of a Medicare-run prescription drug plan under a bill introduced Tuesday by Democrats in Congress.

The bill sets up a new version of the prescription drug program -- known as Part D -- that would be run by the government, along with the private insurance companies carrying the program. Seniors would have the option of sticking with a private plan or using the one run by the government.

Backers of the bill say it will cut down on confusion on the part of seniors perplexed by the dozens of private Part D choices in each state.

"It’s actually quite simple, our seniors understand it, and it’s nationwide," says Rep. Marion Berry, D-Ark. "You get the same care in California as you get in Arkansas," says Berry, who is also a pharmacist.

Democrats have criticized Part D ever since it passed the Republican-led Congress in 2003. They have called for a repeal to the part of the law that prohibits Medicare from negotiating directly with pharmaceutical manufacturers for lower drug prices.

Tuesday’s bill would allow those negotiations and would also mandate that Medicare lower its administrative costs.

Rep. Jan Schakowski, D-Ill., another of the bill’s sponsors, says seniors are about to be "deluged" with insurance company promotions when Part D’s 2008 enrollment period begins Nov. 15.

"There will be 194 different private Part D plans" in Illinois, Schakowski says.

Several consumer groups and unions lent their support to the bill.

"We do recognize the need for a simple, programmatic solution," says Robert Hayes, director of the Medicare Rights Center, a beneficiary advocacy group.

Congress is considering Medicare legislation, and Democrats may try to alter the Part D plan as part of the package. It is unlikely, however, that President Bush would sign such legislation.

Rep. Phil English, R-Pa., a member of the health subcommittee controlling Medicare, says the Democrats’ plan won’t work.

"It reduces no confusion at all because the other [private] process still goes forward," English tells WebMD.

English says Democrats are trying to find ways to add a "big government" solution to Medicare Part D

 

Legislation would create alternative to privately run Medicare Plan D

Legislation not enacted by the previous Congress, which would allow a Medicare-administered prescription drug plan as an alternative to privately run Medicare Part D plans, was reintroduced Tuesday by Rep. Marion Berry, D-Ark., and two Illinois Democrats.

Berry teamed with Rep. Jan Schakowsky of Illinois' Ninth Congressional District to introduce the bill in the House while Sen. Dick Durbin introduced the bill on the other side of the Capitol.

"This legislation will provide seniors with the option of choosing between a Medicare-operated or privately run plan that creates competition, giving seniors a potentially cheaper alternative they already know and trust," Berry said.

The three politicians announced a new effort to enact the proposal armed with a new report by the Medicare Rights Center and Consumers Union.

The report faults privately run Medicare Plan D for causing higher drug prices, instability and consumer confusion and leaving gaps where those paying Plan D premiums are not covered for needed medicines.

Like a recent report by the House Oversight and Government Reform Committee, the latest report shows the Veterans Administration is more effective at negotiating lower drug prices than Plan D providers.

The report "proves that we need to give the Secretary of Health and Human Services the power to negotiate on behalf of seniors, instead of giving the private insurance and pharmaceutical companies control over drug prices so they can maximize their profits," Berry said.

Instability in private prescription drug plans occurs when the competing plans make changes from year to year according to market pressures, according to the report.

The report claims the large numbers of options create a confusing decision for seniors. Additionally, the report says deceptive marketing of the plans including outright fraud have added to the confusion. Fraud, allegedly including a salesperson dressing as a nurse to convince one Arkansas senior to sign up for a specific plan, led Arkansas Attorney General Dustin McDaniel to issue a consumer alert in August.

According to the report, gaps in coverage include plans that don't pay for certain drugs and plans that are exhausted for the year after a maximum benefit is reached.

The proposed legislation, the Medicare Drug Savings and Choice Act, would not put an end to private Plan D prescription coverage, but it would offer one or more government-run alternatives. The bill also requires private insurers to pay pharmacists' claims within 14 days.

johna@baxterbulletin.com

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